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FAQs | GLOSSARY

FAQs

Please take a moment to review the information available in this section. If you don't find the information you need, please contact us: Contact TransUnion

Who is TransUnion?
What is Trend Data?
How many variables are available in the Trend Data database?
How often is the Trend Data database updated?
How can I order the data?
How much does Trend Data cost?

Who is TransUnion?
TransUnion is one of the nation's leading consumer credit information companies with owned and independent credit bureaus in all 50 states. The company provides a broad range of industries with products and services, including credit reports, risk scoring models, target marketing systems, pre-employment evaluation reports, skip tracing and search tools, and customized lists, as well as products that service both equity and first-mortgage lender and other information-based products. TransUnion offers similar products through its operations in Puerto Rico, Canada, Italy, Mexico, and South Africa. Offices have recently opened in Chile, Kenya, Peru, Spain, and Hong Kong. To lean more about TransUnion's products and services, visit our Web site at www.TransUnion.com.

What is Trend Data?
Trend Data is an aggregated consumer credit database that offers quarterly snapshots of randomly sampled consumers. Trend Data enables customers to evaluate consumer credit data (actual, not survey) over time for more informed risk management decisions. Data aggregations are available at the national, state, metropolitan statistical area (MSA) and county levels. Trend Data's time series information originates from Q1 92 and subsequent quarterly samples are available within 45 days of the close of a quarter.

How many variables are available in the Trend Data database?
Over 200 variables allow maximum flexibility in research, benchmarking, profiling, modeling, and forecasting. All sources of credit are examined, including banks, retailers, finance companies, and credit card companies. All types of credit are explored, including revolving, bank card, installment, and mortgage.

How often is the Trend Data database updated?
The database is updated quarterly and information is available within 45 days of the close of each quarter.

How can I order the data?
To get more information on Trend Data and its benefits, please contact us: Contact TransUnion

How much does Trend Data cost?
Trend Data customers can use one of two purchase plans. Customers may purchase time-series data either by (1) agreeing to pay a fixed fee per month, allowing them to obtain an unlimited amount of online data retrieval or (2) on a per-time-series basis.

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