TransUnion Privacy Policy

Welcome to TransUnion LLC ("TransUnion") and its family of companies. Please carefully read our privacy policy to understand how we will treat the information you provide while visiting this web site or the web sites of most of our domestic subsidiaries and affiliates ("Web Site"). This policy may change from time to time. Please check the policy each time you use our Web Site for the most current information. This privacy policy applies to TransUnion and its domestic subsidiaries and affiliates, except for TransUnion Consumer Solutions and TrueLink, Inc., who maintain their own privacy policies.

Collection and Use of Information

Internet Information - When you visit this Web Site, we may collect general Internet data, including your domain name (e.g. AOL, Earthlink, etc.), the web page from which you entered our site, which of our web pages you visited, and how long you spend on each page. To collect this information, when you visit our Web Site, a "cookie" may be set on your computer. Cookies contain a small amount of information that allows our web servers to recognize you whenever you visit. We use the information we collect to study how this site is used, so that we may improve and enhance your experience on our Web Site. We do not provide this information to outside parties other than for such reasons. No personal information is stored in cookies.

Information You Provide - When you provide information through this Web Site, we may use it for various reasons, such as our credit reporting business, our real estate settlement business, market research, and recruitment. Based on the nature of your transaction with us, you may provide to us certain personally identifiable consumer information, such as first and last name; home address, billing address, or other physical address; an email address (so we may contact you); a telephone number; a social security number; or certain other information, such as date of birth, employment information, and certain credit card and loan account information (collectively, "Personally Identifiable Consumer Information"). In general, we will use the information collected from you for the purpose for which you provided such information. We will not release your Personally Identifiable Consumer Information to third parties except: (1) as necessary for us to process your transaction or (2) as permitted by law. These third parties are not allowed to use Personally Identifiable Consumer Information except for the purpose of providing these services.

• Our Credit Reporting Business. We may use information you provide to update our consumer credit database. However, access to information on this database is limited to companies (1) with a permissible purpose to receive it, as defined in the Fair Credit Reporting Act (FCRA); (2) for fraud prevention; and (3) who process or sell data on our behalf. Under the FCRA, we may provide information to companies that provide you with pre-approved offers of credit or insurance. If you do not want to receive such offers, you may opt-out by calling 1-888-5OPTOUT.
• Real Estate Settlement Business. We may use information you provide only in connection with our provision of real estate settlement services.
• Market Research. Your participation in market research activities is optional. Should you choose to participate, we may use information you provide to improve your experience with our products and services. We may engage third parties to assist us with our market research efforts who may retain non-personalized aggregated information. However, all personal information you provide will only be used for our research purposes.
• Recruitment. When you submit an application for employment, we use your personal information for recruitment purposes only.

Access to Your Information
You may order your TransUnion Personal Credit Report online at TransUnion.com. However, when you provide information on our Web Site, you should ensure that the information is accurate. If you believe that there is an error on your credit report, you may file a dispute.

Protection of Your Information
We use security technologies to safeguard credit information and any information you provide us.

Policy Regarding Children
We define children as individuals under the age of 16. Our Web Site is not intended for the use of children and we do not intend to collect information about children through our Web Site.

Effective Date: February 3, 2005