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PRODUCTS | SAMPLE GRAPHS
Trend Data ADVANTAGE
Products
Trend Data can help you manage--and minimize--risk.
Consumer credit behavior often seems unpredictable. However, armed with the right information--and a historical perspective--you can successfully forecast consumer trends, identify areas of opportunity, and allocate resources that offer the highest return--and the least amount of risk. That's why you need Trend Data.
Manage your consumer credit research with greater precision and profitability.
Trend Data is the most comprehensive geographically detailed, time-series, aggregated consumer credit database in the industry. Offering highly detailed, accurate data collected over time, Trend Data enables you to take a long-term view of the marketplace. Beginning with Q1 92 and continuing through the present, Trend Data allows you to uncover trends in the marketplace as you analyze local, regional, and national credit usage. By predicting trends and monitoring consumer credit economy, businesses can develop better-informed strategies.
Use Trend Data to:
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Analyze the credit performance of a specific geographic region over time |
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Identify national, state, and county-level consumer credit patterns |
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Improve forecasting and benchmarking capabilities |
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Measure and predict credit risk by geography and credit type |
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Anticipate and manage portfolio risk |
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Secure longer lead times to course-correct for upcoming changes in credit conditions |
Credit types
The Trend Data database examines all types and sources of credit, including:
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Bank cards: Including revolving accounts issued by banks and S&Ls. |
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Revolving: A trade with open lines of credit issued by any kind of business. |
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Installment: Non-mortgage, closed-end accounts issued by all kinds of businesses. |
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Mortgages and home equity: Outstanding debt and all levels of delinquencies. |
Credit variables
Over 200 credit variables provide maximum flexibility in research, benchmarking, profiling, modeling, and forecasting. Categories include:
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Balance amounts |
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Credit limits |
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Number of accounts |
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Number of borrowers |
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Past-due amounts (payments and balances) |
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Current and historical delinquency (accounts and borrowers) |
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